Why is paying off debt so hard?
Charlotte Darr Charlotte Darr

Why is paying off debt so hard?

In today's podcast episode, Charlotte discusses 6 challenges that go into paying off debt that makes it feel so HARD to do at times (even though it's really rewarding!)

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5 Financial Lessons I've Learned in My 20s
Charlotte Darr Charlotte Darr

5 Financial Lessons I've Learned in My 20s

Your 20s are a big period of growth and learning as you experience adulthood for the first time and are faced with many important life decisions--it can all feel pretty overwhelming!

With so much to learn, do, and decide, it's hard to know where to start. In today's podcast episode, Charlotte is sharing 5 financial lessons she's learned in her 20s.

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What Does It Mean to Be Successful With Money?
Charlotte Darr Charlotte Darr

What Does It Mean to Be Successful With Money?

In today's podcast episode, Charlotte talks about what financial success ACTUALLY IS and how to build wealth & use your money in a way that's authentically aligned with you and the things you care about.

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Values Based Budgeting
Charlotte Darr Charlotte Darr

Values Based Budgeting

In today's podcast episode, Charlotte talks about Values Based Budgeting, which is when you make a plan for your money that’s based on the things that you care about.

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Creating More Space Through Financial Minimalism
Charlotte Darr Charlotte Darr

Creating More Space Through Financial Minimalism

In today's podcast episode, Charlotte chats about financial minimalism and setting new financial intentions as we head into 2023. Financial minimalism is based on the idea of eliminating clutter and embracing simplicity in life so that you have more time, money, and energy to send towards the things that you love and value.

In a society where we are constantly pressured to buy the next thing and keep up with the Joneses, financial minimalism can be a refreshing reset to focus on the things that truly matter to you.

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Burnout: How It Can Impact Your Finances & Moving Past It
Charlotte Darr Charlotte Darr

Burnout: How It Can Impact Your Finances & Moving Past It

Have you ever struggled with burnout? In today's podcast episode, Charlotte talks about her experience dealing with burnout over the last few months, how burnout can impact your finances, and some boundaries Charlotte is setting to overcome & prevent burnout in the future.

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Student Loan Forgiveness--What's Next?
Charlotte Darr Charlotte Darr

Student Loan Forgiveness--What's Next?

On August 24, 2022, the Biden-Harris Administration announced a new student debt relief plan that includes student debt forgiveness of up to $20,000. In today's podcast episode, we're talking about what the three parts of this plan includes, some FAQs, and next steps!

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Changing Your Spending & Lifestyle Habits
Charlotte Darr Charlotte Darr

Changing Your Spending & Lifestyle Habits

Do you struggle with making sustainable changes to your financial habits? In today's podcast episode, Charlotte talks about the science behind setting goals, and how shifting the way you implement your goals can have lasting impacts on your financial life.

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Planning for Unexpected (And Irregular) Expenses
Charlotte Darr Charlotte Darr

Planning for Unexpected (And Irregular) Expenses

Do you ever feel like you are taking two steps forward, one steps back with your money? Like you always get a little ahead and then some unexpected expense comes up that leaves you back in debt or with little-to-nothing in savings?

In today's podcast episode, Charlotte is talking about how to plan for unexpected & irregular expenses while continuing to work towards your other financial goals.

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Overcoming Feelings of Guilt and Shame About Debt
Charlotte Darr Charlotte Darr

Overcoming Feelings of Guilt and Shame About Debt

Feelings of shame, guilt, embarrassment, and frustration are all incredibly common when thinking about your debt. BUT, these feelings can get in the way of the positive actions necessary to achieve your financial goals.

In today's episode, Charlotte is sharing her debt story and how she overcame her negative feelings about debt and become high-interest debt free.

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Inflation, rising interest rates, bear market, recessions...what's going on??
Charlotte Darr Charlotte Darr

Inflation, rising interest rates, bear market, recessions...what's going on??

There is a LOT going on in the financial world today--from inflation, rising interest rates, bear market, talks of a potential recession--it can definitely start to feel overwhelming.

In today's podcast episode, we're diving into what each of these things are, how they're related, and steps to take to prepare your finances so that you can stick to your plan.

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Roe v. Wade Overturned: What It Means for Women's Finances
Charlotte Darr Charlotte Darr

Roe v. Wade Overturned: What It Means for Women's Finances

On Friday, June 24, 2022, SCOTUS ruled to overturn Roe v. Wade. In the midst of so much grief and fear of what rights could be taken away next, today's podcast episode discusses why it is more important than ever for women to take control of their finances and achieve financial freedom.

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It's time for a mid-year financial check-up!!
Charlotte Darr Charlotte Darr

It's time for a mid-year financial check-up!!

2022 is almost half way over!! That means it's time for your mid-year financial review! In this episode, we talk about the 8 steps included in a mid-year financial review so that you can create an action plan to achieve your financial goals this year.

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Financial Glow Up Featuring Haley Brown-Woods
Charlotte Darr Charlotte Darr

Financial Glow Up Featuring Haley Brown-Woods

Haley Brown-Woods joins us on the podcast today to talk about her and her husband's journey from receiving $600k cash, spending it all within 2 years, realizing they were $222k in debt, and beginning their debt repayment journey.

Today, Haley and her husband have paid off over $132k in debt, have a top global financial education podcast, bought an investment property, and Haley has launched an online financial coaching business. Talk about an incredible financial glow up!

Click here to listen to an incredibly motivating and inspiring financial story.

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Creating A Budget You ACTUALLY Want to Stick To (Part 2)
Charlotte Darr Charlotte Darr

Creating A Budget You ACTUALLY Want to Stick To (Part 2)

Wondering how to create a budget that you actually want to stick to? Learning how to spend mindfully and in a way that reflects what you value is key!

This episode is part 2 in how to create a budget that you actually WANT to stick to.

We dive into some ideas on areas to cut back costs on so that you can spend more on the things that you love.

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7 Ways I Prepped My Finances to Quit My Job
Charlotte Darr Charlotte Darr

7 Ways I Prepped My Finances to Quit My Job

I have officially been a full-time business owner for 6 months!! And OH MY GOSH what a journey it has been. Today's podcast episode discusses the 7 steps I took with my money in order to quit my job and take my business full time.

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Being Able to "Pay for" vs. "Afford" Something...What's the difference?
Charlotte Darr Charlotte Darr

Being Able to "Pay for" vs. "Afford" Something...What's the difference?

How do you know when you can afford something? What does mean to be able to "afford" a purchase, anyway?

In today's podcast episode, we talk about the difference between being able to "pay for" vs. "afford" something, so that you can feel confident in your spending, trust your financial decisions, and make sure you're living within your means.

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Vee Wier on Empathy Based Budgeting
Charlotte Darr Charlotte Darr

Vee Wier on Empathy Based Budgeting

Vee Wier from Vee Frugal Fox is joining us today to talk about her journey away from the Dave Ramsey Community and embracing an empathy-based approach to budgeting and personal finance.

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