Slash Debt

Get ready to pay off debt for GOOD.

Take back control over your money by creating a debt repayment strategy without the restriction & overwhelm

Ready for the financial freedom & security that paying off debt creates? This self-paced course will help you implement a strategy, build a debt repayment plan, and start using your money to live the life of your dreams

Can I ask you something?

How would it feel to be debt free and spend your money on the things you ACTUALLY want to?

(Instead of sending your money towards your debts each month)

Would you still feel that constant twinge of embarrassment and guilt about your debt? Would you still be afraid to log in to your bank account because you’re scared of what the balance will be? Would you still feel like you’re missing out on all of the other things that you love in life?

I’m going to guess that the answer is absolutely-freaking-not!!

At the same time, it’s so easy to fall back into old habits and spending behaviors when you don’t have a concrete debt repayment plan in place.

You log in to your account and are frustrated to see that your balance has barely budged. You lack clarity on which debts to focus on when there are a million of other financial goals that you’re feeling pulled to tackle as well.

You have a hard time falling asleep at night because you’re stressing about your debt and promising yourself that tomorrow is the day you’ll try something different.

You feel like your debt is holding you back from doing all of the things you love—like traveling, investing for your financial future, or treating yourself—because you’re constantly worrying about how much you owe.

The Debt Cycle is real and it totally sucks to be in it (trust me—I’ve been there!!!) You’re craving financial freedom and stability, but your debt keeps getting in the way.

Here’s what I know:

You CAN reach your financial goals. You don’t have to be in debt forever ✨

Just because you want to pay off debt doesn’t mean you can’t enjoy your life in the process. You can pay off debt while still saving, investing, and spending money on the things you love.

You can pay off debt AND have fun at the same time.

You can do it all–it doesn’t have to be one or the other. You don’t have to choose.

Paying down credit card debt while ALSO saving $10k in the bank?

Yes please.

THE DEBT CYCLE STOPS HERE

Does this sound familiar?

  • You’ve Googled “how to pay off debt fast” a million times.

  • You’ve downloaded tons of freebies

  • Listened to alllllllll the webinars

  • Tried a bunch of strategies that work for a second, but you find yourself falling right back into the same old habits.

This turns into a cycle that probably looks a little like this:

Feeling frustrated and overwhelmed by your debt → go ALL IN on a restrictive spending plan to pay it down → see your balance start to shrink → you start getting sick of the deprivation lifestyle you’re living and decide to treat yourself “just this once” → the spending floodgates open wide → before you know it, your balance is right back to where it started 🤦‍♀️

This cycle totally sucks to be in (I know, because I’ve been in it myself). You feel like you’re always taking two steps forward and one step back with your finances without ever really seeing the changes you’re hoping for.

  • What even is debt, anyway? How does it work?

  • It feels like there are so many debt repayment options out there—how do I know which one to choose?

  • What debt should I prioritize? What about my other financial goals?

On top of that, you’re wondering things like:

What you want is all the strategies and answers laid out for you from an expert who has been there & done it before.

You want to stop wasting your time on methods that aren't working and instead learn proven methods from an expert who will teach you a plan of action

Even though paying off debt is hard…

  • You’re ready pay off debt & stay out of debt

  • You’re ready to put in the work to level up your finances

  • You know that paying off debt IS possible for you, and you’re ready to get your lil booty in action

Kathryn M.

“I feel more in control of my financial decisions. Charlotte was amazing at helping me realize my debt doesn’t define my future and it’s just a number. She created some amazing plans to work through my own unique situation and it relieved so much anxiety for me!”

The truth is…

Avoiding your debt doesn’t make it disappear ☕️

The longer you put off taking charge of your debt, the more interest accumulates, and the longer you’re stuck in the same situation.

I lost over $4,000 on one debt ALONE because I didn’t address my debt sooner.

(Please don’t make the same mistake I did!!)

If you’ve been dreaming of the day you make your final debt payment, this is your invitation to start taking action.

It’s possible to figure this stuff out on your own, but winging it always takes a LOT longer and is waaay more complicated.

That’s where I come in.

✓ Pay off your high interest debts in full

✓ Have more money to send towards things you actually care about (like traveling, saving for retirement, exploring new hobbies, meeting up for dinner with friends) because you aren’t swimming in debt bills.

✓ Said goodbye to your loan provider knowing you never have to hear from them again

✓ No longer feel ashamed or embarrassed about your debt

✓ Have an immense feeling of freedom, safety, and security with your finances

Imagine how it would feel to…

LOVE hearing about those increases to the credit utilization ratio 😍

Say hello to your new favorite debt repayment course:

✨ Slash Debt ✨

The ONLY resource you'll need to learn the strategies, mindset, and systems to pay off debt and STAY OUT OF DEBT

This course covers everything I wish I knew about debt when I first started my debt repayment journey. I’ve taken all of the mistakes I’ve made and lessons I’ve learned along the way that allowed me to pay off over $38,000 of debt in 3 years (on teacher’s income)

When you join this course, we’ll dig deep into the strategy behind paying off debt, negotiating interest rates, using credit cards responsibly (while hacking the absolute $hit out of their rewards), and how to stay motivated while working towards your debt free goals.

  • Debt Calculator

    The most POPULAR spreadsheet with my clients. This calculator generates a debt repayment plan that you can reference again and again.

  • TONS of Worksheets & Templates

    You’ll get tons of resources from a goal setting guide, money mindset reflection, done for you scripts, and more. Yes please!!

  • Access to All Future Updates

    That’s right! As I work to make this program better and better, you will have access to all future updates and added resources.

BONUS MODULE

BONUS MODULE ☆

Understanding Your Credit Score

(Because credit scores DO matter)

Where we talk about the 5 pieces of your credit score, how your credit score is calculated, and proven strategies to increase it so you have access to the best interest rates possible.

LET’S FREAKING GOOOOOO!

Join & You’ll Get

✓ Access to the 20+ video lessons, worksheets, & resources inside of the Slash Debt course and all future updates ($597 Value)

✓ Values Based Financial Goal Setting Workbook ($57 Value)

✓ Money Mindset Reflection Workbook ($37 Value)

✓ Debt Repayment Calculator ($57 Value)

✓ Interest Rate Negotiation Script ($37 Value)

✓ Debt Coloring Pages ($17 Value)

That’s over $800 in value-packed materials!

But for you? Grab it now for only $197.

Pricing

(Pick the option that works best for you!)

One-Time Payment

$197

2 Monthly Payments

$99

3 Monthly Payments

$67

Hi! I’m Charlotte

I know exactly what it feels like to feel overwhelmed, confused, and frustrated about debt.

In three years, I paid off over $38,000 of debt, built a fully funded emergency fund, traveled, took my weekly trip to Starbucks, grew my debt free business, and still enjoyed date nights and guilt-free splurges at my favorite stores.

But, let me tell you, this wasn’t always the case.

At the end of my undergraduate degree, I realized I was in over $78,511 of debt between student loans, auto loans, and credit card debt. I felt completely frozen with fear about how I was going to pay back what I owed as a teacher and freelance musician.

Instead of wallowing in my misery, I decided to take action, gain control over my money, and change the direction of my life.

I now have the freedom to make choices that align with my values and goals—instead of feeling like I’m drowning in debt.

Today, I am an Accredited Financial Counselor® (AFC®) and have helped dozens of women take control of their personal finances.

I’ve transformed my life, and so can you.

It’s time to take the next step, invest in yourself, and start living a thriving life.

Slash Debt is for you if…

  • You're ready to say goodbye to debt ASAP

  • You feel lost and overwhelmed by your debt--you have no clue where to start or what steps to take first

  • You want to pay off debt, but don't want to totally restrict yourself in the process (you still want to have fun and enjoy your life!!)

  • You're ready to put in the work to level up your personal finances

  • You want to stop wasting your time on methods that aren't working and instead learn proven methods from someone who's been there to teach you a plan of action

FAQs

  • Lessons are delivered through both video and text formats. With my background in education, I know how important it is to support different learning styles for optimal information absorption.

  • Yes it is! You can work through the modules at your own speed.

  • Yes it is! If you have debt, the concepts discussed in this course will definitely apply to you.

    The only module that might not apply is the one discussing student loans, where we focus primarily on U.S. federal student loan types and repayment plans.

  • As long as Save Live Thrive exists!

    I am constantly working to improve and update my programs, and you will have access to all future updates of the curriculum & resources as well.

  • There is approximately 4 hours of instructional content.

It’s time to take the leap!

Slash Debt will help you….

Make a plan to pay off your debts in full


Release all guilt and shame surrounding your debt


Have more money to send towards things you love after paying down your debt


Create a giant feeling of freedom, safety, and security with your finances